Financial planning is a “process of developing strategies to help you manage your financial affairs to meet your life goals.” In creating the recommendations and plans, the financial planner may review all relevant aspects of your situation across a breadth of financial planning activities, including inter-relationships among often conflicting objectives.

The scope may include financial management, education planning, risk management, insurance, investments, tax planning, retirement planning, and estate planning.

Life is full of uncertainties but you can protect yourself and your loved ones’ future with sufficient protection.

Life insurance and family takaful plans are tailored to different needs – from term life insurance, investment-linked insurance to whole life insurance.

You should protect your motor vehicle (motorcycle, private car and commercial vehicle) against claims for damages and/or loss while on the road.

It is true that damage or break-ins to your home can be financially and emotionally painful for you and your family.

You can protect your home and valuable belongings with one easy insurance plan according to your needs.

You should get immediate protection, comprehensive coverage and 24-hour emergency help wherever you are in the world.

This insurance will
compensate you for bodily injury caused to your domestic helper by accidental means which injury shall solely and independently of any other cause result in disablement or
necessitate medical and/or hospitalisation and surgical treatment or in the event of death or disablement, to your maid or her nominated beneficiary or legal personal representative.

Will and Trust or Wasiat and Hibah are important after you work hard for your money and make every effort to be a blessing to your loved ones. These are instruments for your health distribution and succession planing to ensure that your money and assets go to your loved ones.